The mortgage company by law is supposed to provide you with the reasons you were refused. If you already have your credit report we will need it or we will get it for you.We need to get your report up to par so that a mortgage underwriter will put the stamp of approval on your loan. A mortgage underwriter is a credit analyst. They ultimately approve or refuse your credit request. They assess the total risk by reviewing all the different factors to determine your credit worthiness.
Our team of experienced professionals will begin by writing letters of dispute to your creditor(s) and to the three Credit Bureaus, Experian,TransUnion and Equifax according to any negative records they have in your files.In some cases, credit can improve with just one round of dispute letters which only takes about 30 days.Other cases could take up to or about 6 months, or in some extreme cases, even longer.My Credit Repair USA will get you on the right track to improving your credit to get you your mortgage loan.