Credit Repair facts

Does Credit Repair Really Work?

Alleged myths associated with credit repair.

If you search the Internet for credit repair you will find a lot of disinformation. Everyone has an opinion regardless of whether they are in the business or not. Some say credit repair is a scam. Others say that credit repair companies can’t do anything you can’t do for yourself, and some think that it doesn’t really work.

Does Credit Repair Really Work? – Let’s Dispel These Myths Once and For All.

Myth #1 Credit Repair is a Scam.

Myth #2 Credit Repair Companies do What You Can’t do for Yourself.

Myth #3 Credit Repair Doesn’t Really Work.

Are These Really Myths, or are they in fact, True?

If you hire a company to repair your credit score there will be a cost, usually in the form of a monthly fee. This is because, like anything else, it is work, in fact it is quite a bit of highly skilled work that has to be performed over time. Just like any other job you hire a specialist to do, it will require an investment on your part.

When something is important to you, you hire the most experienced person you can.

For instance, you do not hire your friend next door to represent you in court (unless he is a highly qualified lawyer of course!) Further, when you hire a CPA, an attorney or even a plumber, those people can vary a lot in their expertise and experience. So, by hiring an experienced credit repair company, you are much more likely to get a positive result.

Myth #1 – Credit Repair is a Scam.

A common situation we have seen is with the amateur who, needing credit repair, has a go themselves. Typically they spend an hour online researching the subject and decide to save a few dollars by doing it themselves. After a couple of months when they don’t really see any progress, they get frustrated and decide that the whole process must be a scam.Another common example of a situation we have seen is on finding a company, they decide to go with them without really understanding the processes involved. They then proceed to close their eyes and hope that the company is doing what they are paying them to do.Then, when in the first couple of months they didn’t really see any progress, they get frustrated and decide to cancel before anything is fixed. In this instance they decide it must be a scam partly because they didn’t give it enough time and partly because it helps them to justify themselves and play the victim.

There’s no need to give up on your credit repair, we’re here to help.

Another common example of a situation we have seen is on finding a company, they decide to go with them without really understanding the processes involved. They then proceed to close their eyes and hope that the company is doing what they are paying them to do.Then, when in the first couple of months they didn’t really see any progress, they get frustrated and decide to cancel before anything is fixed. In this instance they decide it must be a scam partly because they didn’t give it enough time and partly because it helps them to justify themselves and play the victim.

Credit Repair Really Works

Credit repair works, it is, however, a process and therefore takes time. You need to be sure you are working with a company that knows what they are doing.

Avoid a company that tries to get you to make up another credit identity

There are a number of effective reputable companies’ offering credit repair services. Unfortunately there are also some less than reputable companies that you should watch out for.For example, be very wary of any company that asks you to pay before they provide any type of service. Under federal law, a credit repair company cannot charge you until they provide a service.Also, avoid a company that tries to get you to make up another credit identity. They may ask you to apply for an Employer Identification Number, also known as EIN, to replace your Social Security Number. If this happens it is likely to be a scam.

Myth #2 – Credit Repair Companies do for You What You Cannot do for Yourself

We have talked a bit about this issue above. The bottom line though is yes, you could fix your own credit. So this is in fact not a myth, it is true. Anything we can do you could do for yourself. The questions you need you ask yourself are: Do I really want to? Do I have the time and the patience to learn how to do this well?

We agree that it’s a good idea to educate yourself on the credit repair process, but there’s a big difference between understanding the idea and getting good at the process. And do you really have time to fix your own credit issues?

Call the experts at MyCreditRepairUSA. We’re trained, and we are reliable.

Everything that an effective credit repair company does you can, in principal, do yourself. You can also do your own taxes, represent yourself in court and install your own plumbing.For most of us though, the smart thing to do is to leverage experts when we need them.Lowering your credit score can save you many thousands of dollars or simply mean the different between buying or renting. We recommend working with a professional credit repair company, living better and saving more dollars in the long term.

Myth #3 – Credit Repair Doesn’t Really Work

Yes, credit repair really does work. We have successfully helped many people from all walks of life to improve their credit.

Here is the MyCreditRepairUSA Process.

At MyCreditRepairUSA we contact the creditor(s) and arbitrate on your behalf to convince them as to why your debt should be removed from your credit report. It might take some time and a numerous amount of letters, but it can be done.Sometimes it may only take one round of dispute letters. Other times it can take several. Everyone’s situation is different. Even if you think the debt can be verified there could be other ways around it.It does take some cooperation and participation from you though. It is important that you are part of the whole process. If you want it to really work you have to do the things we ask you to do in a timely manner.

We do the time consuming credit repair steps.

For example, when we send out dispute letters to your creditor(s) they will respond and send you the response letters back in the mail. As soon as you receive a response you need to get that to us straight away. At MyCreditRepairUSA we set up an account for you so that you can see the actual progress taking place so there’s never any doubt. We will give you a user name and password to login and keep track of all your information.

MyCreditRepairUSA Hopes This Has helped to dispel some of the Myths Surrounding the Credit Repair Process.

MyCreditRepairUSA really does work. With credit repair you have to make sure you go with the right company who knows what they are doing and wants to help you improve your credit the legal and correct way.

Give us a call at MyCreditRepairUSA +1 (844) 296-6010.

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