First, we get your credit reports from all three credit bureaus. We then start the first round of dispute letters to each credit bureau that you have a negative discredit on.Some discredits may not be recognized by all credit bureaus. The ones that are recognized are the ones we generate a letter to.We can send up to 5 letters per credit bureau within a 30 day period. If we send more than 5 letters per month to a bureau your name could be flagged. The Creditor or the Credit bureau will then check on your dispute letter we sent out to see if it’s an accurate argument. If it is an accurate argument they correct it on your credit reports. If it is not an accurate argument and they prove the negative discredit then the discredit remains negative on your credit score. The creditor or the credit bureau will send you a letter explaining why the negative discredit will stay on your credit score or why the negative discredit will be removed from your report.Send all mail from creditor or credit bureau straight to us as soon as possible. When we receive the letter if need be we will start the next dispute process.