We also help you deal with the underlying financial conditions and habits that caused your negative credit report. Credit history repair does take time. However, by starting a consistent and long term program of guided credit repair your chances of seeing timely improvements are almost guaranteed. Credit Score Rebuilding Takes Time. Bankruptcies and unpaid tax liens may linger on your credit history report for up to ten years.
Delinquencies and public record entries may remain on your credit report for seven years. But addressing the latest negative entries today has an immediate effect. So why wait?