Imagine how bad it would feel to get into a car accident while you had been telling yourself to get your insurance reinstated, what a sick feeling right? You could find yourself in the situation of needing to buy a car when your old one breaks down or having to move because your home rental expired unexpectedly. But with bad credit your choices are limited and options often times disturbing and frustrating. So making the call now puts your mind at ease and you back on the to control.